A Message from your Default Manager: Financial Planning

Few questions are scarier than “Where did all the money go?”
Learn the secrets to sound financial management.

The sooner you learn how to manage money effectively, the sooner you can avoid the stresses that stem from living beyond your means. It’s easy to create a monthly financial plan, and it will help you make the best of your monetary resources.

Start with a simple formula:
Calculate your monthly income.
Estimate your monthly expenses-including your student loan payment, all living expenses, credit cards, insurance, etc.
Determine what you have left. This is your discretionary income-money you can use as you choose. If you have money left over it would be a good plan to open a savings account.

You’ll find that the simplest cost-cutting strategies can add up to considerable savings in the long run.
If you would like to learn more about creating a budget, please join me for a LUNCH and LEARN, on Wednesday, October 20th from 12:00- 1:00. The Lunch and Learn will be held on the first floor.

Upcoming Events in Dayton

Dayton SCORE workshop on Strategic Planning
Wednesday, Sep 22 6:00p to 8:00p
at Dayton Metro Library/Northtown-Shiloh Branch, Dayton, OH
Rodney Childs, SCORE counselor, will be instructor.
Registration required. E-mail: score@daytonscore.org.

Hispanic Heritage Month Show & Speaker Series
Wednesday, Sep 22 5:30p to 7:30p
at Benjamin and Marian Schuster Performing Arts Center, Dayton, OH
Features mariachi, children performing in Spanish and folks from the Hispanic community in native dress and playing native instruments. Call to RSVP. events@daytonhispanicchamber.com.

Diabetes Self-Management Program
Thursday, Sep 23 9:30a to 12:00p
at Mercy Siena Retirement Community, Dayton, OH
Six-week workshop offered by the Area Agency on Aging. Program is an interactive, small group workshop that focuses on solving problems common to those with Type 2 diabetes. Participants will learn how to control their symptoms through practical ways, eat healthier and improve communication with doctors and family about their health.

Computer Literacy Program
Thursday, Sep 23 6:00p to 9:00p
at Community Action Partnership, Dayton, OH
The program offers both beginner and intermediate course.

DAI Oktoberfest
Friday, Sep 24 7:00p to 11:00p
at Dayton Art Institute, Dayton, OH
Nonstop entertainment, domestic, craft and international beer, fine arts and crafts, international foods and more. Free kids art activities and games from noon to 6 p.m. both days.

Stilettos to Sneakers 5K Run for Women
Friday, Sep 24 7:00p
at RiverScape MetroPark, Dayton, OH
This event is dedicated to raise awareness for women who are victims of human trafficking, prostitution, and the sex industry. All proceeds support the programs and services of the Oasis House. This race is made possible in part thanks to Five Rivers MetroParks, Domino’s Pizza, Speedy-Feet, Northridge Sports Shop, Salem Band, and A.

Riverside Jaycees Haunted House
Friday, Sep 24 8:00p to Saturday, Sep 25 12:00a
at Riverside Jaycees Haunted House, Dayton, OH
Fridays and Saturdays 8 p.m. to midnight, Sundays 8 p.m. to 10 p.m.
1/4 of a mile west of the Air Force Museum.